EquiEstate has an affiliation withEquiInsurance, LLC. EquiInsurance, LLC is a leader in personal and commercial insurance. If you’re financing a property, your lender will require you to carry hazard, wind and possibly flood insurance, if the property is in a flood zone.EquiInsurance, LLCcan help you obtain such insurance.EquiInsurance, LLCis an independently owned insurance agency. As independent insurance agents we have access to numerous nationally recognized insurance carriers which allows us to place your insurance policy with the carrier that provides you with the best possible price. With access to numerous carriers we are not subject to one companies underwriting guidelines and premiums (price). So with that said why not use?
Below are some examples of coverages we offer.
Homeowners:AKA; (HO2), (HO3), (HO8) Broad-protectionpackage policythat typicallycoverstheinsuredand his or her spouse,children, and anyone else under the age 21 (living in the samehousehold) againstfire,personal liabilityexposure, and otherassociatedperils.
Auto:No matter where you live, if you drive a car, you need auto insurance coverage.
Antique, Classic and Exotic Auto and Boat Insurance:Collectors ourselves, we know first-hand what car enthusiasts need and want in an insurance policy. Through our partnerHagertywe can offer you a wide range of products for your Antique, Classic and or Exotic Auto, Boat or other approved type vehicles.
Flood: an insurance policy that covers property damage due to natural flooding. Flood insurance is offered by private insurers but is subsidized by the federal government.
Condo:AKA;(HO-6)It’s the responsibility of each condominium unit owner to purchase liability, property coverage and personal property coverage for the interior of his or her individual unit. In Florida effective Jan 1st2009 it’s mandatory for unit owners to purchase an HO6 policy with a minimum of $2,000 loss assessment coverage.
Renters:AKA; (HO-4) Renters insurance can protect your personal property against fire, theft and vandalism. It can also protect you for liability claims.
Boat:protects you and your vessel against accidents, theft, vandalism, and personal liability.
Marine Insurance: covers the loss or damage of ships, cargo, terminals, and any transport or cargo by which property is transferred, acquired, or held between the points of origin and final destination.
Cargo insurance—discussed here—is a sub-branch of marine insurance, though Marine also includes Onshore and Offshore exposed property (container terminals, ports, oil platforms, pipelines); Hull; Marine Casualty; and Marine Liability.
Commercial Vehicle:Like personal auto this policy covers your commercial vehicle.
General Liability:Liability insurance protects the assets of a business when it is sued for something it did (or didn't do) to cause an injury or property damage.
Liquor Liability :A liquor-liability insurance policy protects insured’s or the companies they designate (indemnities) engaged in the manufacture, distribution, selling, or serving of alcohol for injury or damage resulting from actions because of intoxication of any other person by reason of the sale or distribution of alcoholic beverages,”
Restaurant:This policy covers your restaurant from liability, food spoilage, sign coverage, business personal property, Building, employee dishonesty, moneys and securities and lots more…
Commercial Property:Commercial property insurance helps businesses pay to repair or replace buildings, structures, and contents that are damaged, destroyed, or lost because of fires, wind, thefts, or other events outlined in the policy.
Business Owners Package:A BOP, or business owner’s policy, combines the basic coverage requirements a small to medium-size business owner would need into a package that’s typically less expensive than purchasing the coverage individually.
Workers Compensation:is a form ofinsurancethat provides compensation and medical care for employees who are injured in the course of employment, in exchange for mandatory relinquishment of the employee's right to sue his or her employer for thetortof negligence.
Please contact us at 305-557-5578,save@equiinsurance.com or visitwww.equiinsurance.com for more information.